I think Web 2.0 is becoming less hype and more mature idea. It already passed that point when serious white collars start talking about Enterprise 2.0. Zopa is a Bank 2.0 project, based in United Kingdom. Zopa is seeking to allow it's users to lend and borrow money from each other.
The idea is just great. I mean as a bank you don't need to worry (at least not that much) about the risk you are taking, as borrower or a lender you get a smaller and larger annual interests respectively. This is a game when everybody wins. I just wish we had such site in Lithuania.

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